Banks (Financial Exclusion and Access to Finance) Bill

Commons bill Private Members' Bill (Ten Minute Rule) 2025-26

A Private Members' Bill introduced through a 10-minute speech in the Commons, used primarily to draw attention to an issue rather than to legislate. Most do not progress beyond First Reading.

Second reading · Commons
Sponsor
Gareth Thomas (Labour)
Introduced
14 January 2026
Last activity
14 January 2026
About this bill

A Bill to require banks to measure and disclose their performance in reducing financial exclusion, including exclusion from affordable credit, and in improving access to finance for small- and medium-sized businesses; to establish a system for rating banks according to that performance; to require banks to cooperate with credit unions and community development finance institutions to address financial exclusion and improve access to finance for small- and medium-sized businesses; and for connected purposes.

Parliamentary stages

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Commons
First reading 14 Jan 2026
Second reading
Lords

Not yet reached

Final stages

Not yet reached

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